[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.stecomp.cz\/opatrne-se-splatkami\/#Article","mainEntityOfPage":"https:\/\/www.stecomp.cz\/opatrne-se-splatkami\/","headline":"Opatrn\u011b se spl\u00e1tkami!","name":"Opatrn\u011b se spl\u00e1tkami!","description":"\u010clov\u011bk se v dne\u0161n\u00ed dob\u011b dost\u00e1v\u00e1 a\u017e p\u0159\u00edli\u0161 \u010dasto do situac\u00ed, kdy jsou po n\u011bm o\u010dek\u00e1van\u011b i neo\u010dek\u00e1van\u011b \u017e\u00e1d\u00e1ny v\u00fddaje vy\u0161\u0161\u00ed, ne\u017e si tento m\u016f\u017ee moment\u00e1ln\u011b dovolit. a) Takov\u00fd byt je nezbytn\u00fd, p\u0159itom v\u0161ak hodn\u011b drah\u00fd. A bydlet v n\u011bjak\u00e9m t\u0159eba namalovan\u00e9m na kusu pap\u00edru, dokud se nena\u0161et\u0159\u00ed na ten skute\u010dn\u00fd, v\u00e1\u017en\u011b nejde. b) Kdy\u017e si \u010dlov\u011bk n\u011bjakou st\u0159echu nad hlavou po\u0159\u00edd\u00ed, nem\u016f\u017ee tuto nemovitost nechat neza\u0159\u00edzenou. Toti\u017e m\u016f\u017ee, ale sed\u011bt, sp\u00e1t a j\u00edst na linoleu uprost\u0159ed holobytu nen\u00ed to...<p class=\"read-more\"><a class=\"btn btn-default\" href=\"https:\/\/www.stecomp.cz\/opatrne-se-splatkami\/\"> \u010c\u00edst d\u00e1le<span class=\"screen-reader-text\">  \u010c\u00edst d\u00e1le<\/span><\/a><\/p>","datePublished":"2019-02-06","dateModified":"2019-02-06","author":{"@type":"Person","@id":"https:\/\/www.stecomp.cz\/author\/#Person","name":"stecomp.cz\n","url":"https:\/\/www.stecomp.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9478c3014fb8763e2a18691ad6bf83eff86429738afad80df8227ac472865e36?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9478c3014fb8763e2a18691ad6bf83eff86429738afad80df8227ac472865e36?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"stecomp.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.stecomp.cz\/wp-content\/uploads\/img_a335826_w2190_t1549119759.jpg","url":"https:\/\/www.stecomp.cz\/wp-content\/uploads\/img_a335826_w2190_t1549119759.jpg","height":0,"width":0},"url":"https:\/\/www.stecomp.cz\/opatrne-se-splatkami\/","about":["Finance"],"wordCount":523,"articleBody":"\u010clov\u011bk se v dne\u0161n\u00ed dob\u011b dost\u00e1v\u00e1 a\u017e p\u0159\u00edli\u0161 \u010dasto do situac\u00ed, kdy jsou po n\u011bm o\u010dek\u00e1van\u011b i neo\u010dek\u00e1van\u011b \u017e\u00e1d\u00e1ny v\u00fddaje vy\u0161\u0161\u00ed, ne\u017e si tento m\u016f\u017ee moment\u00e1ln\u011b dovolit. a) Takov\u00fd byt je nezbytn\u00fd, p\u0159itom v\u0161ak hodn\u011b drah\u00fd. A bydlet v n\u011bjak\u00e9m t\u0159eba namalovan\u00e9m na kusu pap\u00edru, dokud se nena\u0161et\u0159\u00ed na ten skute\u010dn\u00fd, v\u00e1\u017en\u011b nejde. b) Kdy\u017e si \u010dlov\u011bk n\u011bjakou st\u0159echu nad hlavou po\u0159\u00edd\u00ed, nem\u016f\u017ee tuto nemovitost nechat neza\u0159\u00edzenou. Toti\u017e m\u016f\u017ee, ale sed\u011bt, sp\u00e1t a j\u00edst na linoleu uprost\u0159ed holobytu nen\u00ed to prav\u00e9. A i to z\u00e1kladn\u00ed vybaven\u00ed m\u016f\u017ee vyj\u00edt dr\u00e1\u017e, ne\u017e si jeden m\u016f\u017ee dovolit. c) Automobil je nejednou hodn\u011b d\u016fle\u017eit\u00e1 v\u011bc. Je ho t\u0159eba k soukrom\u00fdm a nejednou i pracovn\u00edm \u00fa\u010del\u016fm, leccos se bez n\u011bj ned\u00e1 vy\u0159\u00eddit. Jen\u017ee zkuste cht\u00edt po n\u011bkom, kdo m\u00e1 hloub\u011bji do kapsy, aby si ho koupil hned a za hotov\u00e9! d) Kdy\u017e m\u00e1 \u010dlov\u011bk svoji vlastn\u00ed firmu, mus\u00ed do t\u00e9to nejprve investovat, a teprve s odstupem \u010dasu m\u016f\u017ee doufat, \u017ee mu snad tato za\u010dne vyn\u00e1\u0161et. A i za\u010d\u00e1tek podnik\u00e1n\u00ed je docela drah\u00fd \u0161p\u00e1s. A podobn\u00fdch situac\u00ed m\u016f\u017ee v lidsk\u00e9m \u017eivot\u011b nastat! A kolikr\u00e1t se jenom nedaj\u00ed vy\u0159e\u0161it ni\u010d\u00edm jin\u00fdm ne\u017e p\u016fj\u010dkou! Je tak logick\u00e9, \u017ee . Tuto vyu\u017e\u00edv\u00e1 st\u00e1le v\u00edce lid\u00ed. Ov\u0161em jakkoliv se p\u016fj\u010dky berou jako na b\u011b\u017e\u00edc\u00edm p\u00e1su, nem\u011bl by \u010dlov\u011bk u \u017e\u00e1dn\u00e9 z nich ztr\u00e1cet ostra\u017eitost. V\u017edycky by m\u011bl m\u00edt na pam\u011bti, \u017ee bude muset takov\u00e9 p\u016fj\u010den\u00e9 pen\u00edze jednou i vr\u00e1tit. \u010clov\u011bk by tak m\u011bl ka\u017edop\u00e1dn\u011b zn\u00e1t sv\u016fj spl\u00e1tkov\u00fd kalend\u00e1\u0159. Aby v\u011bd\u011bl, kdy, kolik a jak dlouho bude spl\u00e1cet. Aby neud\u011blal z nepozornosti n\u011bjakou tu chybu, je\u017e by mohla m\u00edt p\u0159inejmen\u0161\u00edm nep\u0159\u00edjemn\u00e9 a p\u0159inejhor\u0161\u00edm i citeln\u00e9, ne-li p\u0159\u00edmo likvida\u010dn\u00ed n\u00e1sledky. U\u017e ve chv\u00edli, kdy si \u010dlov\u011bk p\u016fj\u010dku bere, by m\u011bl myslet na jej\u00ed vracen\u00ed. Proto\u017ee fakt, \u017ee jsou banky vesm\u011bs v p\u016fj\u010dov\u00e1n\u00ed ostra\u017eit\u00e9 a leccos si ov\u011b\u0159uj\u00ed, neznamen\u00e1, \u017ee jim n\u011bco neunikne, respektive \u017ee nedojde k n\u011b\u010demu neo\u010dek\u00e1van\u00e9mu, co nemohl nikdo p\u0159edpokl\u00e1dat a co dok\u00e1\u017ee zhatit nejeden pl\u00e1n. A nic si nezap\u00edrejme \u2013 existuj\u00ed i finan\u010dn\u00ed instituce, je\u017e na probl\u00e9my sv\u00fdch dlu\u017en\u00edk\u016f zlovoln\u011b s\u00e1zej\u00ed, je\u017e si z toho ud\u011blaly dobr\u00fd byznys. A proto\u017ee chybovat je lidsk\u00e9, m\u011bli bychom nad p\u016fj\u010dkami velice dob\u0159e p\u0159em\u00fd\u0161let. Abychom zde nechybovali. Proto\u017ee dobr\u00e9 \u00fa\u010dty d\u011blaj\u00ed dobr\u00e9 p\u0159\u00e1tele. Zat\u00edmco ty \u0161patn\u00e9? To si rad\u0161i ani nezkou\u0161ejte za\u017e\u00edt.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Opatrn\u011b se spl\u00e1tkami!","item":"https:\/\/www.stecomp.cz\/opatrne-se-splatkami\/#breadcrumbitem"}]}]